For Broke Traders Who Always Buy the Top.
You ape in 3 seconds after the pump. You sell 3 seconds before the next one. Klarna said Buy Now Pay Later. We said why pay at all? The ultimate financial cope for degens who are always one trade away from making it.
Your $50,000 Payment has been rescheduled to:
2099
$69,420.00
Application Approved
Credit check: Skipped
0%
APR Forever
Buy Now. Pay Never.
Klarna's BNPL, but we removed the PL part. Turn your lack of liquidity into a competitive advantage with the world's first negative-interest credit product.
Three simple steps to financial freedom*
*Freedom from making any payments ever.
You buy the token.
Swap some SOL for $PAYNEVER on Pump.fun. Klarna lets you buy now and pay later. We let you buy now and pay never. It's evolution.
You tell yourself you'll pay it back when you're rich.
"I'll take profits at 100x and pay off my Klarna balance." You won't. You'll roll it into another memecoin. Klarna's seen this before. So have we.
You never pay it back.
The Klarna app sends 47 notifications. You mute them all. The debt doesn't exist if you don't open the app. Financial enlightenment achieved.
(Legal note: This is a joke, please don't sue us)
Satisfied Customers
Real reviews from real Klarna users (none of this is real)
"I bought a Cybertruck with PayNever and ghosted the bill. 10/10."
"My credit score is 4, but my portfolio is up 400%."
"I applied for a real loan after using PayNever. The bank laughed. But I'm up 50x so who's laughing now."
"Klarna's BNPL was great but PayNever is the natural evolution. Why pay later when you can pay never?"
"Klarna keeps emailing me. I keep buying more $PAYNEVER. We are not the same."
"I owe Klarna $12,000. With PayNever I've transcended the concept of owing. Thank you Klarna for this gift."